Our Services Wychwood Financial Services
Our services are focused in the following areas:
Making use of all available tax allowances and minimising taxation.
Retirement and Investment planning whilst working, the options at retirement and maintaining lifestyle throughout retirement.
Protecting your family in the event of unforeseen circumstances.
How will we do this:
We want to get to know you and fully understand your circumstances, aims and objectives.
We will develop a financial plan with you to help you achieve your short, medium and long term aspirations.
We will help you implement any financial products that we agree relevant to your financial plan.
We want to build a long-term relationship with you to guide you through life’s wide range of financial decisions.
The process:
Our first meeting will be at our expense and we will present our terms of business and schedule of charges. We will gather as much information as we need to develop a plan with you.
Before we develop a plan we need to agree a fee to carry out any work. No work can be carried out until we have agreed a basis on which to proceed and we will seek a written agreement.
Generally our charges are based on how long we take to carry out a piece of work but we will be able to provide you with an estimate of the likely cost involved in advance.
Once agreed we will provide a financial plan that we will present to you. We will then implement what is agreed.
At this point you can then decide whether you require an on-going service in order to review your financial plan.
Our charge will either be £1,500 or £3,000.
£1,500 would cover work on Financial Planning Reports and/or analysis of existing arrangements without any further advice. It would also cover any of the following items in isolation; Cash planning, Annuities, ISA or regular investments.
£3,000 is for more complex work such as Retirement/Investment Planning, Inheritance Tax & Trust Planning, Pension Self-Investment (SIPP's & SSAS's), Death Claims/Ill Health Pensions.
We charge up to 0.65% annually to regularly review a financial plan.
0.65% is £975 per annum on funds of £150,000 or £1,950 per annum on funds of £300,000.
Please feel free to request our Terms of Business which shows full details.
